Kimberly Moor

  • Remote Mortgage Underwriter | Loan Officer Trainee
  • Hyde Park, Utah 82318
  • Feb 07, 2018
Full time Financial Services

Personal Summary

Goal-driven and performance-focused professional with broad-based experience in loan underwriting, including Federal Housing Administration (FHA) such as manual UW, 203k, veterans (VA), conventional, reverse, jumbo, and bond loans (multi-state). Expert in underwriting for quality loans while protecting company financial interests through complete risk analysis. Known for proven ability to formulate innovative solutions; analyze data and processes; and maintain strict compliance with set-forth policies and procedures toward process improvement and goal achievement. Equipped with well-defined leadership, problem-solving, and critical thinking aptitudes, along with excellent communication and interpersonal skills in building strong relationships and working collaboratively with diverse individuals.

Work Experience

Remote Underwriter
Loan Simple, Inc.
  • Proficiently utilized Encompass paperless system for quick and quality underwriting

  • Performed underwriting of Federal Housing Administration (FHA) underwriting including manual refer, bond DPA and conventional loans

  • Provided first-rate customer service for loan officers and processors to increase closing times and loan quality

  • Obtained approval from VA for credit and SAR training, and started test cases for credit

  • Conducted tasks including completing underwriting review and promptly responding to all calls and emails

  • Ensured faster closing and saleable loans by underwriting loans with clean audit findings

Senior Underwriter
W. J. Bradley Mortgage Capital
  • Delivered excellent customer service, while underwriting FHA, manual refer loans, 203k, renovation, and conventional loans

  • Facilitated VA loan underwriting training and performed test cases, while obtaining in-depth knowledge of new guidelines and programs

  • Steered efforts in enhancing closing time through timely underwriting of all loans

  • Encompass paperless and some remote work

Senior Remote Underwriter
Residential Bancorp
  • Expertly conducted underwriting of FHA, manual refer, 203k, Bond DPA multi-state and MCC’s, manufactured homes, and conventional loans

  • Actively collaborated with loan officer and processor to close more quality loans, while underwriting loans within marketing time period

  • Paperless systems. Fully remote

Senior Underwriter
Medallion Mortgage Company
  • Rendered hands-on assistance to all loan officer and processors regarding loan compliance, qualifying issues, and loan program requirements

  • Supported the vice president of underwriting with Fraud detection and audit procedures

  • Demonstrated expertise in FHA, VA, United States Department of Agriculture (USDA), Jumbo, and conventional loan underwriting

  • Submitted all FHA loans to HUD for FHA approval of company

  • Handled processing of VA approval, including applications and document submission

  • Encompass system, paperless


Coursework in English and Social Sciences
Scripps College
Communications, Public Speaking, Radio, and Television
Columbia School of Broadcasting