Detail-oriented, multifaceted, and accomplished professional with solid background in commercial and real estate loan workout, collateral liquidation and foreclosure, bankruptcy, and asset and property management. Expert at restructuring commercial lines of credit, term loans, and equipment leases. Goal-driven and strategic individual, with proven track record of success in minimizing losses and maximizing recoveries through identification and evaluation of failing loan situations. Proficient in handling real estate projects including office, industrial, multi-family, vacant land, subdivision, and special use properties. Armed with strong oral and written communication skills; as well as interpersonal aptitude crucial in establishing working relationships with all levels of individuals.
Expertly manage a portfolio of commercial loans, which involve settlements, litigation, restructures, bankruptcies, asset liquidation, foreclosures, and note sales.
Develop and implement exit strategies for non-defaulting loans which no longer matched lending criteria.
Surpassed payment, recovery, and fee reimbursement objectives by 20% in 2014.
Significantly exceeded collection goals by 5% in 2015.
Effectively generated $19M payments which reduced year-end 2016 portfolio balance by 41% in 2016.
Successfully improved, restructured, and right-sized commercial lines of credit; thus returning loan obligations to originating units within 18 months.
Obtained $9.5M as full repayment on commercial, revolving lines of credit by the end quarter of 2017.
Restructured $4M contractor line of credit with benchmarks to reduce exposure to under $1M by July 31, 2017.
Collected $4.65M on $12.2M judgment, previously deemed uncollectible as of February 28, 2017.