Compliance and QC Manager

  • Express Employment - CO | FL | GA | HI
  • Atlanta, GA, USA
  • Apr 20, 2018

Job Description

Compliance & QC Manager - Banking / Mortgage

Atlanta, GA

Direct Hire

$75 - $85K, DOE

This position is the central control point for managing regulatory compliance within the retail mortgage and correspondent lending divisions. Also, will act as liaison to the Chief Compliance Officer.

Essential Duties and Responsibilities:
  • Answer TRID or other compliance related questions or respond to correspondent clients regarding their challenges to validity of our pre-purchase conditions.
  • Resolve escalated TRID or other compliance related escalations generated from exceptions needing to be cleared for the sale of either retail or correspondent loans.
  • Assess training needs for the retail mortgage and correspondent division staff; create and deliver compliance-related training as needed to meet departmental needs.
  • Manage all aspects of HMDA reporting for the retail mortgage and correspondent divisions and coordinate with the Compliance Department. Develop an efficient system to collect ULIs from correspondent customers and track them accurately in Encompass.
  • Back up the Compliance Specialist by sending out initial disclosure packages, change of circumstance and revised Loan Estimates to provide coverage for vacation or other absences.
  • Manage non-originated loan process and risk related to both Regulations B and Z. Create and implement a process/workflow to assure full compliance with both regulations and complete the day-to-day work required to document compliance and meet recordkeeping requirements.
  • Manage the pre-closing and post-closing Quality Control plans and processes.
  • Maintain, review and update all compliance and regulatory policies and procedures for the mortgage division; draft new policies and procedures as needed.
  • Assure compliance with SAFE Act within the mortgage division. Serve as backup administrator for NMLS.
  • Evaluate and ensure compliance with the Federal E-Sign Act.
  • Manage mortgage division compliance with Flood Insurance requirements, RESPA, TILA, Fair Lending, review of marketing materials, review of websites, UDAAP and general TRID issues.
  • Maximize the use of compliance management and tracking tools in Encompass, the Bank's mortgage loan origination system (LOS), including Mavent Compliance Service
  • Establish a process for self-testing to prepare the department for external reviews and audits; coordinate departmental response to all audits or reviews related to compliance.
  • Set and monitor disclosure standards and documentation requirements for retail and correspondent channels.
  • Maintain all tracking records related to the Bank's CRA Strategic Plan; assist in the development of revisions or new plans, as needed.

  • Bachelor's degree from accredited university
  • 8+ years related mortgage compliance experience

Express Office: Atlanta (Buckhead)

3525 Piedmont Road Northeast

8 Piedmont Center

Suite 215

Atlanta, GA 30305